/* ==========================================================================
   IBACTP MODERN REDESIGN SYSTEM — SHARED STYLES
   ========================================================================== */

:root {
  --ib-navy-950: #040e24;
  --ib-navy-900: #07193b;
  --ib-navy-800: #0c2656;
  --ib-navy-700: #12386f;
  --ib-navy-600: #1c4b8e;
  
  --ib-blue-600: #0066e0;
  --ib-blue-500: #0084ff;
  --ib-blue-400: #38a5ff;
  --ib-blue-100: #dbebff;
  --ib-blue-050: #f0f6ff;

  --ib-cyan-500: #00c8ff;
  --ib-cyan-400: #3ee1ff;
  --ib-cyan-050: #e8fbff;

  --ib-gold-600: #c98e16;
  --ib-gold-500: #e5a922;
  --ib-gold-400: #f7c948;
  --ib-gold-100: #fef3d6;
  --ib-gold-050: #fefaf0;

  --ib-emerald-600: #059669;
  --ib-emerald-500: #10b981;
  --ib-emerald-050: #ecfdf5;

  --ib-purple-600: #7c3aed;
  --ib-purple-500: #8b5cf6;
  --ib-purple-050: #f5f3ff;

  --ib-ink-900: #0f172a;
  --ib-ink-700: #334155;
  --ib-ink-500: #64748b;
  --ib-ink-400: #94a3b8;
  --ib-ink-200: #e2e8f0;
  --ib-ink-100: #f1f5f9;
  --ib-ink-050: #f8fafc;

  --ib-radius-sm: 6px;
  --ib-radius-md: 12px;
  --ib-radius-lg: 18px;
  --ib-radius-xl: 24px;
  --ib-radius-pill: 9999px;

  --ib-shadow-sm: 0 2px 4px rgba(15, 23, 42, 0.05);
  --ib-shadow-md: 0 6px 18px rgba(15, 23, 42, 0.07), 0 2px 6px rgba(15, 23, 42, 0.04);
  --ib-shadow-lg: 0 16px 36px rgba(15, 23, 42, 0.09), 0 4px 12px rgba(15, 23, 42, 0.05);
  --ib-shadow-glow: 0 0 28px rgba(0, 132, 255, 0.22);
  --ib-shadow-gold: 0 0 24px rgba(229, 169, 34, 0.25);
  
  --ib-font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --ib-transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Reset & Base */
body {
  font-family: var(--ib-font);
  color: var(--ib-ink-700);
  background-color: #ffffff;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  margin: 0;
  padding: 0;
}

.ib-container {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 24px;
  box-sizing: border-box;
}

/* --------------------------------------------------------------------------
   HERO SECTIONS
   -------------------------------------------------------------------------- */
.ib-hero {
  position: relative;
  background: radial-gradient(circle at 85% 20%, rgba(0, 132, 255, 0.18) 0%, transparent 50%),
              radial-gradient(circle at 15% 90%, rgba(229, 169, 34, 0.10) 0%, transparent 45%),
              linear-gradient(135deg, var(--ib-navy-950) 0%, var(--ib-navy-900) 55%, var(--ib-navy-800) 100%);
  color: #ffffff;
  padding: 60px 0 76px;
  overflow: hidden;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.ib-hero::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.07) 1px, transparent 1px);
  background-size: 28px 28px;
  pointer-events: none;
  opacity: 0.7;
}

.ib-hero__inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
}

.ib-hero--full .ib-hero__inner {
  grid-template-columns: 1fr;
  max-width: 980px;
  margin: 0 auto;
  text-align: center;
}

.ib-breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--ib-ink-400);
  margin-bottom: 20px;
}
.ib-breadcrumb a {
  color: var(--ib-blue-400);
  text-decoration: none;
  transition: var(--ib-transition);
}
.ib-breadcrumb a:hover {
  color: #ffffff;
  text-decoration: underline;
}

.ib-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  border-radius: var(--ib-radius-pill);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  background: rgba(0, 132, 255, 0.14);
  color: var(--ib-cyan-400);
  border: 1px solid rgba(0, 200, 255, 0.35);
  margin-bottom: 18px;
}

.ib-pill--gold {
  background: rgba(229, 169, 34, 0.15);
  color: var(--ib-gold-400);
  border-color: rgba(229, 169, 34, 0.35);
}

.ib-pill--emerald {
  background: rgba(16, 185, 129, 0.15);
  color: #34d399;
  border-color: rgba(16, 185, 129, 0.35);
}

.ib-hero__title {
  font-size: 42px;
  font-weight: 800;
  line-height: 1.16;
  margin: 0 0 16px;
  letter-spacing: -0.025em;
  color: #ffffff;
}

.ib-hero__title span {
  background: linear-gradient(135deg, #ffffff 30%, var(--ib-cyan-400) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.ib-hero__title span.gold-highlight {
  background: linear-gradient(135deg, #ffffff 30%, var(--ib-gold-400) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.ib-hero__lead {
  font-size: 18px;
  color: #cdd9ed;
  line-height: 1.5;
  margin-bottom: 16px;
  font-weight: 500;
}

.ib-hero__desc {
  font-size: 14.5px;
  color: var(--ib-ink-400);
  line-height: 1.65;
  margin-bottom: 28px;
}

.ib-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
}

.ib-hero--full .ib-hero__actions {
  justify-content: center;
}

.ib-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  font-size: 14px;
  font-weight: 600;
  border-radius: var(--ib-radius-md);
  text-decoration: none;
  cursor: pointer;
  transition: var(--ib-transition);
  border: 1px solid transparent;
  font-family: inherit;
}

.ib-btn svg {
  width: 16px;
  height: 16px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
}

.ib-btn--primary {
  background: linear-gradient(135deg, var(--ib-blue-500) 0%, var(--ib-blue-600) 100%);
  color: #ffffff;
  box-shadow: 0 4px 14px rgba(0, 102, 224, 0.35);
}
.ib-btn--primary:hover {
  background: linear-gradient(135deg, var(--ib-blue-400) 0%, var(--ib-blue-500) 100%);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0, 102, 224, 0.45);
  color: #ffffff;
}

.ib-btn--gold {
  background: linear-gradient(135deg, var(--ib-gold-400) 0%, var(--ib-gold-500) 100%);
  color: var(--ib-navy-950);
  font-weight: 700;
  box-shadow: 0 4px 14px rgba(229, 169, 34, 0.35);
}
.ib-btn--gold:hover {
  background: linear-gradient(135deg, #ffe082 0%, var(--ib-gold-400) 100%);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(229, 169, 34, 0.45);
  color: var(--ib-navy-950);
}

.ib-btn--secondary {
  background: rgba(255, 255, 255, 0.08);
  color: #ffffff;
  border-color: rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(10px);
}
.ib-btn--secondary:hover {
  background: rgba(255, 255, 255, 0.16);
  border-color: rgba(255, 255, 255, 0.35);
  color: #ffffff;
}

.ib-btn--white {
  background: #ffffff;
  color: var(--ib-navy-900);
  border-color: var(--ib-ink-200);
}
.ib-btn--white:hover {
  background: var(--ib-ink-050);
  border-color: var(--ib-ink-400);
}

/* Stats Ribbon Card in Hero */
.ib-hero__card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--ib-radius-xl);
  padding: 30px;
  backdrop-filter: blur(14px);
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.3);
}

.ib-stat-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.ib-stat-box {
  background: rgba(8, 33, 74, 0.7);
  border: 1px solid rgba(255, 255, 255, 0.09);
  border-radius: var(--ib-radius-md);
  padding: 20px;
  transition: var(--ib-transition);
}
.ib-stat-box:hover {
  border-color: rgba(0, 200, 255, 0.4);
  transform: translateY(-2px);
  background: rgba(12, 42, 92, 0.8);
}
.ib-stat-box__num {
  font-size: 32px;
  font-weight: 800;
  color: var(--ib-cyan-400);
  line-height: 1;
  margin-bottom: 6px;
  font-feature-settings: 'tnum';
}
.ib-stat-box__num--gold {
  color: var(--ib-gold-400);
}
.ib-stat-box__num--emerald {
  color: #34d399;
}
.ib-stat-box__label {
  font-size: 13px;
  color: var(--ib-ink-400);
  line-height: 1.35;
}

/* --------------------------------------------------------------------------
   SECTION HEADERS & LAYOUTS
   -------------------------------------------------------------------------- */
.ib-section {
  padding: 80px 0;
  position: relative;
}

.ib-section--alt {
  background-color: var(--ib-ink-050);
  border-top: 1px solid var(--ib-ink-200);
  border-bottom: 1px solid var(--ib-ink-200);
}

.ib-section--dark {
  background: linear-gradient(135deg, var(--ib-navy-950) 0%, var(--ib-navy-900) 100%);
  color: #ffffff;
}

.ib-sec-head {
  text-align: center;
  max-width: 800px;
  margin: 0 auto 48px;
}

.ib-sec-head--left {
  text-align: left;
  margin-left: 0;
}

.ib-sec-head__tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--ib-blue-600);
  margin-bottom: 8px;
}

.ib-section--dark .ib-sec-head__tag {
  color: var(--ib-cyan-400);
}

.ib-sec-head__title {
  font-size: 34px;
  font-weight: 800;
  color: var(--ib-navy-950);
  letter-spacing: -0.02em;
  line-height: 1.25;
  margin: 0 0 14px;
}

.ib-section--dark .ib-sec-head__title {
  color: #ffffff;
}

.ib-sec-head__sub {
  font-size: 16px;
  color: var(--ib-ink-500);
  line-height: 1.6;
  margin: 0;
}

.ib-section--dark .ib-sec-head__sub {
  color: var(--ib-ink-400);
}

/* --------------------------------------------------------------------------
   INTERACTIVE DOMAIN & FILTER CONTROLS
   -------------------------------------------------------------------------- */
.ib-filter-bar {
  background: #ffffff;
  border: 1px solid var(--ib-ink-200);
  border-radius: var(--ib-radius-lg);
  padding: 10px 14px;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin-bottom: 36px;
  box-shadow: var(--ib-shadow-md);
  position: sticky;
  top: 16px;
  z-index: 100;
}

.ib-domain-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}

.ib-domain-tab {
  padding: 9px 16px;
  border-radius: var(--ib-radius-md);
  font-size: 13.5px;
  font-weight: 600;
  border: none;
  background: transparent;
  color: var(--ib-ink-700);
  cursor: pointer;
  transition: var(--ib-transition);
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: inherit;
}

.ib-domain-tab:hover {
  background: var(--ib-ink-100);
  color: var(--ib-navy-900);
}

.ib-domain-tab.is-active {
  background: var(--ib-navy-900);
  color: #ffffff;
  box-shadow: 0 2px 8px rgba(7, 25, 59, 0.25);
}

.ib-tab-badge {
  font-size: 11px;
  padding: 2px 8px;
  border-radius: var(--ib-radius-pill);
  background: rgba(255, 255, 255, 0.2);
  color: inherit;
  font-weight: 700;
}
.ib-domain-tab:not(.is-active) .ib-tab-badge {
  background: var(--ib-ink-200);
  color: var(--ib-ink-700);
}

.ib-filter-controls {
  display: flex;
  align-items: center;
  gap: 12px;
}

.ib-level-switch {
  display: flex;
  background: var(--ib-ink-100);
  padding: 4px;
  border-radius: var(--ib-radius-md);
  gap: 4px;
}

.ib-level-btn {
  padding: 6px 14px;
  font-size: 12.5px;
  font-weight: 600;
  border: none;
  background: transparent;
  color: var(--ib-ink-500);
  border-radius: var(--ib-radius-sm);
  cursor: pointer;
  transition: var(--ib-transition);
  font-family: inherit;
}

.ib-level-btn.is-active {
  background: #ffffff;
  color: var(--ib-navy-950);
  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.08);
}

.ib-search-box {
  position: relative;
  min-width: 220px;
}
.ib-search-input {
  width: 100%;
  padding: 8px 14px 8px 36px;
  font-size: 13px;
  border: 1px solid var(--ib-ink-200);
  border-radius: var(--ib-radius-md);
  outline: none;
  transition: var(--ib-transition);
  font-family: inherit;
  box-sizing: border-box;
}
.ib-search-input:focus {
  border-color: var(--ib-blue-500);
  box-shadow: 0 0 0 3px rgba(0, 132, 255, 0.15);
}
.ib-search-icon {
  position: absolute;
  left: 11px;
  top: 50%;
  transform: translateY(-50%);
  width: 15px;
  height: 15px;
  color: var(--ib-ink-400);
  pointer-events: none;
}

/* --------------------------------------------------------------------------
   TRACK CARDS & DUAL-TIER LAYOUT
   -------------------------------------------------------------------------- */
.ib-track-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(380px, 1fr));
  gap: 28px;
}

.ib-track-card {
  background: #ffffff;
  border: 1px solid var(--ib-ink-200);
  border-radius: var(--ib-radius-lg);
  overflow: hidden;
  box-shadow: var(--ib-shadow-sm);
  transition: var(--ib-transition);
  display: flex;
  flex-direction: column;
}

.ib-track-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--ib-shadow-lg);
  border-color: var(--ib-blue-400);
}

.ib-track-card__header {
  padding: 22px 24px;
  background: linear-gradient(180deg, var(--ib-ink-050) 0%, #ffffff 100%);
  border-bottom: 1px solid var(--ib-ink-100);
  position: relative;
}

.ib-track-card__domain-tag {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--ib-blue-600);
  display: inline-block;
  margin-bottom: 6px;
}

.ib-track-card__title {
  font-size: 20px;
  font-weight: 700;
  color: var(--ib-navy-950);
  margin: 0 0 6px;
}

.ib-track-card__subtitle {
  font-size: 13px;
  color: var(--ib-ink-500);
  margin: 0;
}

.ib-track-card__body {
  padding: 24px;
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.ib-tier-box {
  border: 1px solid var(--ib-ink-200);
  border-radius: var(--ib-radius-md);
  padding: 16px;
  background: #ffffff;
  transition: var(--ib-transition);
}

.ib-tier-box--prof {
  border-left: 4px solid var(--ib-blue-500);
  background: #ffffff;
}

.ib-tier-box--mgr {
  border-left: 4px solid var(--ib-gold-500);
  background: var(--ib-gold-050);
}

.ib-tier-box__top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 8px;
}

.ib-tier-box__badge {
  font-size: 14px;
  font-weight: 800;
  color: var(--ib-blue-600);
  display: flex;
  align-items: center;
  gap: 6px;
}

.ib-tier-box--mgr .ib-tier-box__badge {
  color: var(--ib-gold-600);
}

.ib-tier-box__type {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  padding: 2px 8px;
  border-radius: var(--ib-radius-pill);
  background: var(--ib-blue-050);
  color: var(--ib-blue-600);
}

.ib-tier-box--mgr .ib-tier-box__type {
  background: var(--ib-gold-100);
  color: var(--ib-gold-600);
}

.ib-tier-box__name {
  font-size: 14.5px;
  font-weight: 600;
  color: var(--ib-navy-950);
  margin: 0 0 8px;
}

.ib-tier-box__desc {
  font-size: 12.5px;
  color: var(--ib-ink-500);
  margin: 0 0 10px;
  line-height: 1.45;
}

.ib-tier-box__skills {
  display: flex;
  flex-wrap: wrap;
  gap: 5px;
}

.ib-skill-chip {
  font-size: 11px;
  background: var(--ib-ink-100);
  color: var(--ib-ink-700);
  padding: 2px 8px;
  border-radius: var(--ib-radius-sm);
  font-weight: 500;
}

.ib-track-card__footer {
  padding: 14px 24px;
  background: var(--ib-ink-050);
  border-top: 1px solid var(--ib-ink-100);
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 12.5px;
  color: var(--ib-ink-500);
}

.ib-track-card__link {
  color: var(--ib-blue-600);
  font-weight: 600;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.ib-track-card__link:hover {
  text-decoration: underline;
}

/* --------------------------------------------------------------------------
   GRIDS & VALUE CARDS
   -------------------------------------------------------------------------- */
.ib-grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.ib-grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.ib-grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.ib-card {
  background: #ffffff;
  border: 1px solid var(--ib-ink-200);
  border-radius: var(--ib-radius-lg);
  padding: 32px;
  transition: var(--ib-transition);
  box-shadow: var(--ib-shadow-sm);
  position: relative;
}

.ib-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--ib-shadow-md);
  border-color: var(--ib-blue-400);
}

.ib-card__icon {
  width: 52px;
  height: 52px;
  border-radius: var(--ib-radius-md);
  background: var(--ib-blue-050);
  color: var(--ib-blue-600);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.ib-card__icon svg {
  width: 26px;
  height: 26px;
}

.ib-card__icon--gold {
  background: var(--ib-gold-050);
  color: var(--ib-gold-600);
}

.ib-card__icon--emerald {
  background: var(--ib-emerald-050);
  color: var(--ib-emerald-600);
}

.ib-card__icon--purple {
  background: var(--ib-purple-050);
  color: var(--ib-purple-600);
}

.ib-card__title {
  font-size: 19px;
  font-weight: 700;
  color: var(--ib-navy-950);
  margin: 0 0 10px;
}

.ib-card__desc {
  font-size: 14px;
  color: var(--ib-ink-500);
  line-height: 1.6;
  margin: 0;
}

/* --------------------------------------------------------------------------
   INTERACTIVE DELIVERY MODEL SWITCHER (FOR ORGANIZATIONS & UNIVERSITIES)
   -------------------------------------------------------------------------- */
.ib-tab-container {
  background: #ffffff;
  border: 1px solid var(--ib-ink-200);
  border-radius: var(--ib-radius-xl);
  box-shadow: var(--ib-shadow-md);
  overflow: hidden;
}

.ib-tab-nav {
  display: flex;
  background: var(--ib-ink-050);
  border-bottom: 1px solid var(--ib-ink-200);
  overflow-x: auto;
}

.ib-tab-btn {
  flex: 1;
  padding: 18px 24px;
  font-size: 14px;
  font-weight: 700;
  color: var(--ib-ink-500);
  background: transparent;
  border: none;
  border-bottom: 3px solid transparent;
  cursor: pointer;
  transition: var(--ib-transition);
  white-space: nowrap;
  text-align: center;
  font-family: inherit;
}

.ib-tab-btn:hover {
  color: var(--ib-navy-950);
  background: rgba(255, 255, 255, 0.6);
}

.ib-tab-btn.is-active {
  color: var(--ib-blue-600);
  background: #ffffff;
  border-bottom-color: var(--ib-blue-600);
}

.ib-tab-panel {
  display: none;
  padding: 40px;
}
.ib-tab-panel.is-active {
  display: block;
}

.ib-tab-panel__layout {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 40px;
  align-items: center;
}

.ib-checklist {
  list-style: none;
  padding: 0;
  margin: 20px 0;
}
.ib-checklist li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 14.5px;
  color: var(--ib-ink-700);
  margin-bottom: 12px;
}
.ib-checklist svg {
  width: 18px;
  height: 18px;
  color: var(--ib-emerald-600);
  flex-shrink: 0;
  margin-top: 3px;
}

/* --------------------------------------------------------------------------
   INTERACTIVE COHORT CALCULATOR / ESTIMATOR
   -------------------------------------------------------------------------- */
.ib-calc-box {
  background: linear-gradient(135deg, var(--ib-navy-950) 0%, var(--ib-navy-900) 100%);
  border-radius: var(--ib-radius-xl);
  padding: 36px;
  color: #ffffff;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 36px;
  box-shadow: var(--ib-shadow-lg);
}

.ib-calc-output {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--ib-radius-lg);
  padding: 28px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.ib-calc-metric {
  margin-bottom: 18px;
}
.ib-calc-metric__label {
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--ib-ink-400);
  margin-bottom: 4px;
}
.ib-calc-metric__val {
  font-size: 28px;
  font-weight: 800;
  color: var(--ib-cyan-400);
}
.ib-calc-metric__val--gold {
  color: var(--ib-gold-400);
}

/* --------------------------------------------------------------------------
   TIMELINE / STEP ROADMAP
   -------------------------------------------------------------------------- */
.ib-timeline {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  position: relative;
  margin-top: 24px;
}

.ib-timeline::before {
  content: '';
  position: absolute;
  top: 32px;
  left: 60px;
  right: 60px;
  height: 2px;
  background: var(--ib-ink-200);
  z-index: 1;
}

.ib-timeline__step {
  position: relative;
  z-index: 2;
  text-align: center;
  background: #ffffff;
  border: 1px solid var(--ib-ink-200);
  border-radius: var(--ib-radius-lg);
  padding: 28px 18px;
  box-shadow: var(--ib-shadow-sm);
  transition: var(--ib-transition);
}

.ib-timeline__step:hover {
  transform: translateY(-4px);
  border-color: var(--ib-blue-400);
  box-shadow: var(--ib-shadow-md);
}

.ib-timeline__num {
  width: 48px;
  height: 48px;
  border-radius: var(--ib-radius-pill);
  background: var(--ib-navy-900);
  color: #ffffff;
  font-size: 17px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  box-shadow: 0 4px 10px rgba(7, 25, 59, 0.2);
}

.ib-timeline__title {
  font-size: 16px;
  font-weight: 700;
  color: var(--ib-navy-950);
  margin: 0 0 8px;
}

.ib-timeline__desc {
  font-size: 13px;
  color: var(--ib-ink-500);
  margin: 0;
  line-height: 1.5;
}

/* --------------------------------------------------------------------------
   MULTI-STEP PARTNER APPLICATION WIZARD
   -------------------------------------------------------------------------- */
.ib-wizard {
  background: #ffffff;
  border: 1px solid var(--ib-ink-200);
  border-radius: var(--ib-radius-xl);
  box-shadow: var(--ib-shadow-lg);
  overflow: hidden;
  max-width: 860px;
  margin: 0 auto;
}

.ib-wizard__header {
  background: linear-gradient(135deg, var(--ib-navy-950) 0%, var(--ib-navy-900) 100%);
  color: #ffffff;
  padding: 32px;
}

.ib-wizard__title {
  font-size: 24px;
  font-weight: 800;
  margin: 0 0 6px;
}

.ib-wizard__sub {
  font-size: 14px;
  color: var(--ib-ink-400);
  margin: 0;
}

.ib-wizard__stepper {
  display: flex;
  background: var(--ib-ink-050);
  border-bottom: 1px solid var(--ib-ink-200);
  padding: 8px 16px;
  overflow-x: auto;
}

.ib-wizard__step-item {
  flex: 1;
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  font-weight: 600;
  color: var(--ib-ink-400);
  padding: 10px 14px;
  border-radius: var(--ib-radius-md);
  white-space: nowrap;
}

.ib-wizard__step-item.is-active {
  color: var(--ib-navy-900);
  background: #ffffff;
  box-shadow: var(--ib-shadow-sm);
  font-weight: 700;
}

.ib-wizard__step-item.is-done {
  color: var(--ib-emerald-600);
}

.ib-wizard__step-circle {
  width: 24px;
  height: 24px;
  border-radius: var(--ib-radius-pill);
  background: var(--ib-ink-200);
  color: var(--ib-ink-700);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
}

.ib-wizard__step-item.is-active .ib-wizard__step-circle {
  background: var(--ib-blue-600);
  color: #ffffff;
}

.ib-wizard__step-item.is-done .ib-wizard__step-circle {
  background: var(--ib-emerald-500);
  color: #ffffff;
}

.ib-wizard__body {
  padding: 36px;
}

.ib-wizard-step {
  display: none;
}
.ib-wizard-step.is-active {
  display: block;
}

.ib-form-group {
  margin-bottom: 22px;
}

.ib-form-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.ib-label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--ib-navy-950);
  margin-bottom: 6px;
}

.ib-label span {
  color: #e11d48;
}

.ib-input, .ib-select, .ib-textarea {
  width: 100%;
  padding: 11px 16px;
  font-size: 14px;
  font-family: inherit;
  border: 1px solid var(--ib-ink-200);
  border-radius: var(--ib-radius-md);
  background: #ffffff;
  color: var(--ib-ink-900);
  transition: var(--ib-transition);
  outline: none;
  box-sizing: border-box;
}

.ib-input:focus, .ib-select:focus, .ib-textarea:focus {
  border-color: var(--ib-blue-500);
  box-shadow: 0 0 0 3px rgba(0, 132, 255, 0.15);
}

.ib-textarea {
  resize: vertical;
  min-height: 90px;
}

.ib-checkbox-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
}

.ib-checkbox-label {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13.5px;
  color: var(--ib-ink-700);
  padding: 10px 14px;
  background: var(--ib-ink-050);
  border: 1px solid var(--ib-ink-200);
  border-radius: var(--ib-radius-md);
  cursor: pointer;
  transition: var(--ib-transition);
}

.ib-checkbox-label:hover {
  background: var(--ib-blue-050);
  border-color: var(--ib-blue-100);
}

.ib-wizard__actions {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 24px;
  border-top: 1px solid var(--ib-ink-200);
  margin-top: 32px;
}

/* --------------------------------------------------------------------------
   CTA BANNER
   -------------------------------------------------------------------------- */
.ib-cta-banner {
  background: radial-gradient(circle at 90% 10%, rgba(0, 200, 255, 0.2) 0%, transparent 60%),
              linear-gradient(135deg, var(--ib-navy-950) 0%, var(--ib-navy-900) 60%, var(--ib-navy-800) 100%);
  border-radius: var(--ib-radius-xl);
  padding: 56px 48px;
  color: #ffffff;
  text-align: center;
  position: relative;
  overflow: hidden;
  box-shadow: var(--ib-shadow-lg);
}

.ib-cta-banner__title {
  font-size: 32px;
  font-weight: 800;
  margin: 0 0 14px;
}

.ib-cta-banner__desc {
  font-size: 16px;
  color: var(--ib-ink-400);
  max-width: 640px;
  margin: 0 auto 32px;
  line-height: 1.6;
}

.ib-cta-banner__actions {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* --------------------------------------------------------------------------
   RESPONSIVE QUERIES
   -------------------------------------------------------------------------- */
@media (max-width: 1024px) {
  .ib-hero__inner {
    grid-template-columns: 1fr;
    gap: 36px;
  }
  .ib-grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
  .ib-grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }
  .ib-timeline {
    grid-template-columns: repeat(2, 1fr);
  }
  .ib-timeline::before {
    display: none;
  }
  .ib-calc-box {
    grid-template-columns: 1fr;
  }
  .ib-tab-panel__layout {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  .ib-hero {
    padding: 40px 0 56px;
  }
  .ib-hero__title {
    font-size: 30px;
  }
  .ib-stat-grid {
    grid-template-columns: 1fr;
  }
  .ib-grid-3, .ib-grid-2, .ib-grid-4 {
    grid-template-columns: 1fr;
  }
  .ib-timeline {
    grid-template-columns: 1fr;
  }
  .ib-form-row {
    grid-template-columns: 1fr;
  }
  .ib-checkbox-grid {
    grid-template-columns: 1fr;
  }
  .ib-filter-bar {
    position: static;
    flex-direction: column;
    align-items: stretch;
  }
  .ib-search-box {
    width: 100%;
  }
  .ib-track-grid {
    grid-template-columns: 1fr;
  }
  .ib-cta-banner {
    padding: 40px 24px;
  }
  .ib-cta-banner__title {
    font-size: 26px;
  }
}